Ngatemin, Ngatemin, et al. “FINANCIAL GOVERNANCE TRAINING FOR SMEs BINJAI TOFU VILLAGE: BUILDING A FOUNDATION TOWARDS EDUCATIONAL TOURISM VILLAGE IN NORTH SUMATRA”. MSJ : Majority Science Journal, vol. 3, no. 4, Nov. 2025, pp. 138-49, doi:10.61942/msj.v3i4.490.