YUNITA, Irni. Development, Risk and Legal Aspect of Fintech, Insurtech and Proptech in Indonesia. MSJ : Majority Science Journal, [S. l.], v. 2, n. 1, p. 390–399, 2024. DOI: 10.61942/msj.v2i1.54. Disponível em: https://jurnalhafasy.com/index.php/msj/article/view/54. Acesso em: 28 apr. 2026.